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Totally free process, will not affect your credit rating
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Own Your Home Loan - Be a Smarter Borrower

Choosing the right home loan can literally save you thousands of dollars in repayments and years off your mortgage, the problem is, getting one can seem daunting. There are so many products to choose from and you do not want to make the wrong choice. Our free, expert advice will help you make an informed decision.

We are experts in helping first home buyers get a home loan. We remove the confusion to make getting a home loan stress-free. Get the right advice and you can start enjoying your new home sooner.

We make life sweet.

Smarter Borrower Home Loan

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How it works?

(Hint: we are on your side.)

Complete brief questionnaire

We ask you the key questions upfront so we can help steer you in the right direction from the start

Home Loan Step 1
1

See your home loan options

Quickly see what home loans you qualify for

See your home loan options
2

One form, every lender

Complete one application form that can be used for every lender in New Zealand

Home Loan Step 3
3

Why homeloan.co.nz?

100% free service to you

100% free service to you

We're on your side. You'll never have to worry about hidden commissions or hidden fees. You'll never pay us a cent.

Win Win Home Loan

When you win - we win.

The banks pay us a referral fee. They pay us up to 0.80% of the loan value when you take a home loan through our service.

Lender Neutral Home Loan Options

Lender neutral.

Our people are not rewarded for favouring one lender over another. We won't push you in to a loan that isn't right for you.

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